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ANSI X9.100-140:2008

Specifications for an Image Replacement Document - IRD

This standard establishes the construction, layout, data elements, data content, and printing specifications for Image Replacement Documents (IRD). An IRD is a substitute image copy of a check or a replacement for a previous IRD that includes a machine readable MICR line. An IRD that conforms to this standard and meets the requirements of a Substitute Check within Regulation CC is considered the practical and legal equivalent of the original paper check or of a previous IRD.


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Accredited Standards Committee, Inc. - Financial Industry Standards [ASCX9]


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