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ANSI X9.100-187-2013 (includes 2008 edition)

Electronic Exchange of Check and Image Data

Since the enactment of Check 21, there has been unprecedented adoption of image exchange. This standard establishes the basis for U.S. check image exchange between financial institutions; all financial values in this standard are assumed to represent U.S. Dollars. This standard establishes requirements and limitations that are compatible with current industry practice. It maintains flexibility in order to accommodate the needs of different institutions and exchange networks. Users of this standard should be aware that most financial exchanges utilize a ôcompanion documentö that defines the specific requirements and implementation rules for exchange within a particular network or institution agreement. The companion document should reference the specific edition of this standard that applies with the specific version of the companion document in use.


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Accredited Standards Committee, Inc. - Financial Industry Standards [ASCX9]


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As the voice of the U.S. standards and conformity assessment system, the American National Standards Institute (ANSI) empowers its members and constituents to strengthen the U.S. marketplace position in the global economy while helping to assure the safety and health of consumers and the protection of the environment.

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