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ANSI X9.100-188-2018

Financial Services - Return Reasons for Check - Image Exchange and IRDs

This standard lists the Return Reason codes for both Customer and Administrative Returns for image exchange and IRD creation within the U.S. Payments System. It includes the Short Name and Overlay Abbreviation required for an IRD creation. The standard establishes the process to add, change or delete a Return Reason code. It is up to each individual financial institution to determine what Return Reason code they will use when returning a check. The standard also includes guidance for the proper use of Return Reason codes.


Content Provider
Accredited Standards Committee, Inc. - Financial Industry Standards [ascx9]


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