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ANSI X9.122-2020

Financial Services - Secure Customer Authentication for Internet Payments

Whereas the Internet offers a ubiquitous but insecure channel that is susceptible to eavesdropping, phishing, man-in-the-middle, counterfeit web sites, and system intrusions including malware, spyware, screen scraping, key stroke loggers, mouse monitors, and man-in-the-browser attacks, this standard defines requirements for secure authentication methods for Internet-based payment transactions.  Where applicable, this standard also provides guidance for using other industry standards on the Internet.


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Accredited Standards Committee, Inc. - Financial Industry Standards [ASCX9]


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As the voice of the U.S. standards and conformity assessment system, the American National Standards Institute (ANSI) empowers its members and constituents to strengthen the U.S. marketplace position in the global economy while helping to assure the safety and health of consumers and the protection of the environment.

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