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ANSI X9.93-2-2022

Financial Transaction Messages - Electronic Benefits Transfer (EBT) - Part 2: Files

This standard provides all parties involved in Electronic Benefits Transfer (EBT) transactions with technical specifications for exchanging financial transaction files for the Women, Infants, and Children (WIC) program and the framework for adding other EBT files and detail records in the future. The document standardizes file formats and thereby maximizes EBT productivity for all stakeholders in the industry. This standard describes the format of files and records between the Acquirer and Card issuer (or their agents). It specifies file structure, format and content, data elements and values for data elements used in EBT. The method by which the settlement of funds takes place is not within the scope of this standard.

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Accredited Standards Committee, Inc. - Financial Industry Standards [ASCX9]


As the voice of the U.S. standards and conformity assessment system, the American National Standards Institute (ANSI) empowers its members and constituents to strengthen the U.S. marketplace position in the global economy while helping to assure the safety and health of consumers and the protection of the environment.