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ASC X9 TR 6:2011

Guide to Quality MICR Printing and Evaluation

This technical report covers all MICR printing and is intended to improve MICR quality via understanding and uniform interpretation of existing standards and specifications of MICR. The basic elements of MICR are defined in existing American National Standards, which are referenced where appropriate. This document serves as a single reference for the foremost set of elements that will produce quality MICR documents. The purpose of the document is to aid existing MICR printers as well as a new and ever expanding producer group in the production and evaluation of MICR documents, and, to attain broader MICR print specification conformance. Widespread distribution of this report is encouraged in order to include the following industry groups: MICR printing equipment manufacturers and vendors - software and hardware : Vendors of impact and non-impact MICR printing components and systems ; Developers of MICR application software ; Check printing equipment manufacturers ; Financial Institutions ; Incoming QC inspection of MICR documents by banks ; Evaluation of reader/sorter rejects ; QC of proof encoding equipment ; Evaluating sources of checks for bank customers ; Production groups for the Image Replacement Documents ( IRDs ) ; Check issuers ; Users of high and moderate speed MICR printing equipment ; Users of table top MICR laser printers ; Check printing companies ; Check design groups ; Check production groups ; MICR reading and sorting equipment vendors - Software and Hardware ; Reader/sorter equipment manufacturers ; MICR quality testing tools and service companies. Utilization of this report and the referenced standards will result in improved quality of the MICR documents, thus making the check processing system more efficient. Advances in reject analysis capabilities that some financial institutions now use make it possible for them to track the account number of the rejected documents. Banks may charge the responsible account holder for excessive rejects as an additional incentive to produce and use documents that conform to MICR print and format standards. This document is intended to complement existing standards, not replace them. Those responsible for the quality control process of printing and evaluation of MICR documents should always refer to the details contained in the referenced standards as listed in Section 2.


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Accredited Standards Committee, Inc. - Financial Industry Standards [ascx9]


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